The Canada Revenue Agency (CRA) plays a crucial role in providing financial assistance to Canadian residents through various benefits. These programs, such as the Canada Child Benefit (CCB), Canada Pension Plan (CPP), Old Age Security (OAS), and others, offer vital support to families, seniors, and workers. As we approach December 2025, it’s essential to understand the CRA’s payment schedule to ensure that you receive your benefits promptly.
Whether you’re preparing for retirement, raising children, or seeking financial support, this guide will help you keep track of your CRA benefit payments and stay informed about the key dates and details.
Key CRA Benefits Payment Schedule for December 2025
| Benefit | Payment Date | Maximum Payment | Eligibility |
|---|---|---|---|
| Canada Pension Plan (CPP) | December 22, 2025 | $1,364.60/month (Maximum) | Canadians 60+ with sufficient contributions |
| Old Age Security (OAS) | December 22, 2025 | $778.45/month (For seniors 75+) | Seniors 65+ who meet residency criteria |
| Canada Child Benefit (CCB) | December 12, 2025 | $7,787/year (Children under 6) | Families with children under 18 |
| GST/HST Credit | December 4, 2025 | $519 (Single) / $680 (Couple) | Low to moderate-income individuals/families |
| Ontario Trillium Benefit (OTB) | December 10, 2025 | Up to $1,013/year | Ontario residents with specific income levels |
| Canada Carbon Rebate (CCR) | December 15, 2025 | Varies by province | Residents of provinces with federal carbon pricing |
| Canada Workers Benefit (CWB) | December 10, 2025 | Up to $1,518 (Single) / $2,616 (Family) | Low-income working individuals/families |
Understanding the CRA Benefit Payments
1. Canada Pension Plan (CPP)
The Canada Pension Plan (CPP) provides financial support to Canadians aged 60 and older who have made contributions to the plan. In December 2025, the CPP payment will be made on December 22. The maximum monthly benefit is $1,364.60, but it varies depending on the amount contributed over the years.
Tip: To ensure timely payments, register for direct deposit through the CRA’s online services, eliminating the risk of waiting for a cheque.
For more information on CPP benefits, visit the official CRA website.
2. Old Age Security (OAS)
Old Age Security (OAS) is a government-funded program providing monthly payments to seniors 65 and older. The payment for December 2025 will be issued on December 22, with a maximum of $778.45 for seniors aged 75 and over. The amount is based on residency in Canada, not work history.
Tip: Make sure to file your income tax returns, as this will affect your eligibility for OAS.
For more information on OAS, visit the official CRA page.
3. Canada Child Benefit (CCB)
The Canada Child Benefit (CCB) is a tax-free monthly payment designed to help families with children. In December 2025, the payment is scheduled for December 12. Families with children under 6 years old can receive a maximum of $7,787 annually, with a slightly lower amount for children aged 6 to 17.
Tip: Filing your taxes annually ensures you receive the correct amount based on your family’s income.
Visit the CRA website for more details on the CCB.
4. GST/HST Credit
The GST/HST Credit helps low- and moderate-income households offset the cost of the Goods and Services Tax/Harmonized Sales Tax. The payment for December 2025 is set for December 4, with a maximum of $519 for a single person and $680 for a couple.
Tip: To ensure you receive your GST/HST Credit on time, set up direct deposit through the CRA’s online portal.
For more information, visit the CRA’s GST/HST Credit page.
5. Ontario Trillium Benefit (OTB)
The Ontario Trillium Benefit (OTB) is a combined payment for energy and property tax credits for eligible Ontario residents. For December 2025, the payment will be made on December 10, with a maximum of $1,013 annually.
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Tip: To qualify, ensure your income meets the required thresholds and file your taxes on time.
Learn more about the OTB on the official Ontario government website.
6. Canada Carbon Rebate (CCR)
The Canada Carbon Rebate (CCR) helps offset the cost of carbon pricing in provinces with federal carbon pricing. In December 2025, the payment will be made on December 15, and the amount varies by province.
Tip: Stay informed about carbon pricing changes in your province, as they may affect your rebate.
Check eligibility and further details on the CRA website.
7. Canada Workers Benefit (CWB)
The Canada Workers Benefit (CWB) offers financial support to low-income workers. The CWB payment for December 2025 is scheduled for December 10. Eligible individuals can receive up to $1,518, and families can receive up to $2,616.
Tip: To qualify for the maximum benefit, ensure you meet the income eligibility requirements and file your taxes each year.
Learn more about the CWB on the CRA website.
FAQs on CRA Benefits
Q: What if I miss the payment date for my CRA benefits?
A: If you miss a payment date, you may experience delays. Ensure your CRA account is up-to-date, and contact the CRA if needed to inquire about any delays.
Q: Can I change my CRA benefit payment method?
A: Yes, you can switch to direct deposit by logging into your CRA My Account. This ensures faster and more reliable payments.
Q: How can I track the status of my benefit payments?
A: You can check the status of your CRA benefit payments by accessing your CRA My Account, which provides real-time updates on your payments.
Q: How do I know if I’m eligible for the Canada Carbon Rebate?
A: Eligibility for the Canada Carbon Rebate depends on your province of residence and your income. Visit the CRA website to check your eligibility.
By staying on top of the CRA’s payment schedule and ensuring that your information is current, you can effectively manage your finances and access the support you’re entitled to.