Raising children can be expensive, with costs spanning education, healthcare, and daily living needs. To ease this financial burden, the Australian Government offers the Family Tax Benefit (FTB) program, which consists of two parts: Part A, supporting general child-rearing expenses, and Part B, designed to assist single-income families or single parents. This guide will walk you through the eligibility criteria, payment details, and how to apply for these essential benefits.
What is the Family Tax Benefit (FTB)?
The Family Tax Benefit (FTB) is a financial support program provided by the Australian Government to help families with child-rearing costs. It is divided into two components:
- Family Tax Benefit Part A: Paid per child, based on family income and the child’s age.
- Family Tax Benefit Part B: Offers additional assistance to single-income families, including single parents and grandparents raising children.
You can choose to receive these payments either fortnightly or as a lump sum after the financial year.
Understanding Family Tax Benefit Part A and Part B
The Family Tax Benefit is a crucial support system for families, especially those relying on a single income or raising multiple children. Knowing the eligibility requirements and payment amounts can help you maximize your benefits.
Comparison: Family Tax Benefit Part A vs. Part B
| Criteria | FTB Part A | FTB Part B |
|---|---|---|
| Eligibility | Families with children under 15, or 16–19 if enrolled in full-time secondary education. | Single parents, grandparents, or couples with only one primary income. |
| Income Limits | Full payment for families earning up to $80,000 annually. Payments reduce above this income. | Available for single-income households earning up to $117,194 annually. |
| Payment Amounts | Up to $222.04 per fortnight (for children aged 0–12) and up to $288.82 per fortnight (for ages 13–19). | $188.86 per fortnight (for children aged 0–4) and $131.74 per fortnight (for children aged 5–18). |
| Residency Requirements | Families must be Australian citizens, permanent residents, or meet residency rules. | Same residency conditions as Part A. |
Family Tax Benefit Part A: Eligibility and Payments
FTB Part A provides financial support per child, helping families manage essential child-rearing expenses.
Who Can Apply for Part A?
You may be eligible for FTB Part A if:
- You have a dependent child under 15 years old, or aged 16–19 if they are in full-time secondary education.
- You meet the Australian residency requirements.
- Your child meets immunization and health check standards.
Income Test for Part A:
- Families earning up to $80,000 annually receive the full benefit.
- For incomes above $80,000, payments reduce by 20 cents for every dollar earned.
- Payments further decrease once the family’s annual income reaches $115,000.
Payment Rates for Part A:
- $222.04 per fortnight for children aged 0–12 years.
- $288.82 per fortnight for children aged 13–19 years.
Example:
A family with two children, aged 7 and 14, earning $75,000 annually will qualify for the full FTB Part A payment for both children.
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Family Tax Benefit Part B: Additional Support for Single-Income Families
FTB Part B is designed for families with a single income, such as single parents, grandparents raising grandchildren, or couples where only one parent works full-time.
Who Can Apply for Part B?
Eligibility for FTB Part B includes:
- Single parents or grandparent carers with children under 18 years.
- Couples with one primary income earner raising children under 13 years.
Income Test for Part B:
- The benefit applies only if the secondary income earner earns less than $117,194 annually.
- If the secondary earner exceeds this limit, the family becomes ineligible for Part B.
Payment Rates for Part B:
- $188.86 per fortnight for children aged 0–4 years.
- $131.74 per fortnight for children aged 5–18 years.
How to Apply for the Family Tax Benefit (FTB) in 2025
Applying for FTB is simple and can be completed online through myGov and Centrelink.
Step-by-Step Application Process:
- Create a myGov Account: Visit myGov and set up your account if you don’t have one.
- Link to Centrelink: Connect your myGov account with Centrelink services.
- Submit Your Claim: Log into Centrelink via myGov and fill out the FTB claim form.
- Provide Supporting Documents: Submit required documents such as proof of income, residency, and dependent details.
- Wait for Approval: Centrelink will assess your claim and inform you of the outcome, usually within a few weeks.
Need Help? Contact the Families Line at Services Australia for assistance with your claim.
Frequently Asked Questions (FAQs)
- Can both parents receive Family Tax Benefits?
No. Only one parent can claim FTB, even if custody is shared. - Is there an income limit for FTB Part B?
Yes. FTB Part B reduces once the secondary income exceeds $117,194 annually. - What if my family’s income changes during the year?
If your income changes, update your details with Services Australia immediately to prevent overpayments or underpayments. - Can I receive both Part A and Part B?
Yes. Eligible families can receive both benefits if they meet the requirements for each part. - Do I need to file a tax return for FTB payments?
Yes. You must lodge your tax return or notify Services Australia if you are exempt to receive any end-of-year supplements.
Final Thoughts
The Australia Family Tax Benefit (FTB) is a valuable program supporting families with child-rearing costs. Understanding eligibility, payment rates, and how to apply for Part A and Part B can help ensure your family receives the assistance it deserves. Stay informed and update your details regularly to maximize your benefits.