In January 2025, U.S. Social Security beneficiaries may receive two different payments, each with varying amounts. However, the exact payment each individual will receive depends on their specific situation. What is clear is that if you’re eligible, you will receive these payments without any issues.
These two payments refer to different types of benefits, meaning that merely having your Social Security check approved doesn’t automatically guarantee you will receive both payments. In order to qualify for both, you need to meet certain criteria: you must receive a retirement check and also qualify for Supplemental Security Income (SSI), which is an additional payment not available to everyone.
It’s essential to note that these two checks will have different amounts and will be paid out on different dates, depending on your circumstances. To qualify for both payments, you must meet the following requirements:
- Have your retirement check approved: This could be due to disability, retirement age, or any other qualifying reason.
- Qualify for SSI: You need to have SSI payments accepted, regardless of the amount.
- Set up Direct Deposit: Using direct deposit ensures faster and more immediate access to your payments.
Now that you understand the requirements, let’s look at the payment schedule. For those retirees who started receiving benefits before May 1997, the payment will be made on January 3rd. Retirees whose benefits started after that date will receive payments on either January 8th, 15th, or 22nd, depending on their birth month.
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In addition, the SSI payment for February will be sent on January 31st, due to the holiday on February 1st. The SSI payment for January, however, was sent out on December 31st for the same reason.
The amounts of these payments also differ. Social Security checks in January 2025 can be as high as $5,180, while the maximum SSI payment can reach $967 per month.
